Terms of Service

Last updated: August 3, 2026 · This English version is authoritative.

These terms are written to be read. They're short because Noara is deliberately narrow. Using the Telegram bot, website, or Guardian tier means you accept them.

1. What Noara is

Noara is a position-monitoring and position-management service for prediction markets. The free tier watches positions held at a public wallet address you provide and sends you alerts over Telegram; it is read-only and never holds your funds. The Guardian tier is custodial: we create and operate a dedicated wallet for you, hold its key, and execute trades in it under the limits you set. Noara is operated by Silt LLC, a United States limited liability company.

2. Not investment advice

On Free and Auto-exit, Noara does not recommend trades, pick markets, or tell you which markets to enter. If you separately enable Auto-trade, Noara may select and open positions from a single approved signal source, always inside the rules, risk profile and hard caps you configured in advance. Alerts, structural observations, execution decisions and logs are not investment, financial, legal, or tax advice. Noara is not your adviser or fiduciary, and no setting guarantees a profit.

3. The Guardian wallet

The free tier is read-only: Noara never takes possession of your funds and never has the keys to your own wallet. Guardian is different, and you should read this paragraph before you deposit anything. When you enroll, we generate a dedicated wallet for you on our servers and we hold its private key, encrypted at rest. That means Noara has custody of the funds you deposit into it. You cannot export the key yourself, and the only way funds leave that wallet is a withdrawal you request. Your own main wallet and its keys are never touched — the Guardian wallet holds only what you deposit into it, and it is kept separate from every other user's wallet and from company funds. It is never pooled.

What runs automatically. You set the exposure caps, the per-trade limit, the drawdown stop and a risk profile. Within those limits Noara automatically closes positions to protect you (take-profit, stop-loss, settlement redemption), and — only if you separately switch it on — opens positions from a single approved signal source. Individual trades execute without asking you each time; that is the point of the service, and it is why you should set limits you are comfortable with. Some limits are ours, not yours, and you cannot raise them: a maximum entry price, a market-quality check, and ceilings that exist to stop a mistyped number. You can halt all automation with one click at any time.

Withdrawals. You can request a withdrawal of your balance at any time, to an address you specify. Requests are reviewed by a person before release — normally within 24 hours. The execution service has no code path for transferring funds to third parties, and no automated transfer path of any kind.

Funds you deposit are exposed to the operational risks of a managed, custodial service — including software defects, key-management failure and security incidents — in addition to ordinary market risk. Deposit only what you can afford to lose.

4. Your responsibilities

• Confirm that using prediction markets, and tools that interact with them, is legal where you live, and that you are of legal age to do so. Noara doesn't provide access to any market.
• Keep your keys, seed phrases, and Telegram account secure. Anyone with your Telegram account can read your alerts and change your settings.
• On Free and Auto-exit, make your own entry decisions and size positions you can afford to lose entirely. If you enable Auto-trade, choose caps that assume any opened position can lose its full amount.
• Provide only wallet addresses you own or are authorized to monitor.

5. Eligibility and sanctions

Noara is not available to residents of jurisdictions subject to comprehensive sanctions administered by the United States, nor to any person or entity named on an applicable sanctions list. By using the service you confirm that you are not such a person and are not acting on behalf of one. Identity and location checks are performed by our licensed payment partner as part of its own verification process, and completing that check is a precondition for funding a Guardian wallet by either route; where we become aware that an account falls outside these terms, we will suspend it. We may decline or discontinue service in any jurisdiction.

6. Money laundering and source of funds

Deposits may be funded only by you. You can fund with a card through our licensed on-ramp partner, which performs identity verification; once you have completed that verification, you can also transfer USDC directly on Polygon from an address you control. We do not accept third-party transfers into Guardian wallets, and withdrawals are released only to an address you have specified for your own account. Every deposit, automated action and withdrawal is recorded in an append-only log, and wallet activity is independently verifiable on the Polygon blockchain. Silt LLC does not hold, and does not claim to hold, any money-transmitter, virtual-asset-service-provider, broker, or similar licence, and does not provide currency exchange or money transmission services.

7. Market and settlement risk

Prediction markets can move to zero, resolve against you, resolve late, or be disputed at the oracle. Noara's settlement guard flags these situations on a best-effort basis; it does not eliminate them. You can lose the entire amount you put into a market. Past performance — including any results we publish — does not predict future results.

8. The alert SLA — what we commit to, and what we don't

The commitment. From the moment a trigger condition is met to the alert landing in your Telegram chat: 60 seconds or less. "The moment a trigger condition is met" means the moment it is met in the system data Noara acts on — that is what our ledger timestamps, and it is the measurement we publish. It is not the moment an event happened in the world, because the delay between the world and the data we can read is not ours to measure.

The remedy. If we breach that commitment even once in a calendar month, we credit you ten times that month's protection fee, issued as a service credit against future fees. One payout per customer per calendar month, and the credit is the exclusive remedy for a late or missing alert. It is granted under these terms as a service credit and is not reduced by the liability cap in section 11. Because the credit is a multiple of the fee you paid, the free alert layer carries no monetary remedy — the commitment and the blind notice below still describe how we operate, but there is no fee to multiply. Every delivery is timestamped in an append-only ledger.

Four exclusions, and only four.

1. Upstream blackout. When our data sources are unavailable as a whole, we cannot see the trigger, and a miss inside that window is not paid. Going blind is itself an SLA: we notify every affected user within 5 minutes that we have lost sight of their positions. If we miss that notice, that is paid.
2. Telegram failures are ours. If Telegram drops, delays or refuses the message, we treat it as our breach and we pay. We chose the channel.
3. Configuration on your side. A muted chat, notifications disabled on your device, or a rule or threshold you set differently from what you intended — not paid. The one-minute self-check is published at noara.io/docs#sla.
4. Force majeure. War, or internet outages at national scale.

What stays outside the SLA. The commitment above covers the delivery of alerts, and nothing else. We do not guarantee that an alert arrives before the market moves, that an execution fills at any particular price, or that the service runs without interruption. Data sources, networks, and blockchains can fail outside our control. When the system faces ambiguity it is designed to fail closed: do nothing rather than guess. Sometimes inaction is the intended behaviour.

9. Fees

The alert layer is free. Guardian Pro charges a protection fee on the size it guards and nothing else — the rate, the minimum, the cap and how "guarded notional" is measured are set out in the fee schedule, which forms part of these terms.

The fee is charged on size, not on profit: no performance fee, no per-trade charge, no spread, no mark-up on a deposit. It is invoiced separately and is never deducted from your trading wallet.

If pricing changes, it will be published and announced before it applies to you; if you don't accept a change, stop using the service and nothing further is owed.

10. Acceptable use

Don't abuse the bot (spam, scraping, probing for other users' data), don't use Noara to monitor wallets you have no right to monitor, and don't attempt to interfere with the service or other users. We may suspend access that does.

11. Liability

To the maximum extent the law allows, Noara's total liability for any claim arising from the service is capped at the fees you paid us in the twelve months before the claim — which for free-tier users is zero. We are not liable for trading losses, missed or delayed alerts, oracle outcomes, or failures of third-party services (Telegram, Polymarket, blockchains, data providers). Nothing in these terms excludes liability that cannot legally be excluded.

12. Ending things

You can stop at any time. On the free tier, send /stop to the bot or simply walk away — there is no lock-in and nothing to withdraw, because that tier never held anything. On Guardian, halt automation with one click and request a withdrawal of your balance to an address you specify; it is released after review, normally within 24 hours. There is no lock-in and no exit fee. We may discontinue or suspend the service, and will give reasonable notice to paying users if we do; if we discontinue it, you will be able to withdraw your balance.

13. Changes and contact

If these terms change materially, the "last updated" date above changes and paying users are notified before the change applies. Questions, complaints, or data requests: use our contact form, or message @AskNoaraBot on Telegram.